EmergencyFund
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How Much Cash Should I Keep On Hand?
Why It’s Important to Have Cash on Hand Having cash on hand can provide a sense of security and help you prepare for unexpected expenses or emergencies. It can also give you the flexibility to take advantage of opportunities that may arise, such as a sudden sale or investment opportunity. In addition, there are some situations where cash may be…
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The Reality of Americans Living Paycheck to Paycheck
Introduction to the Issue Living paycheck to paycheck is a financial reality for millions of Americans. This means that they rely on each paycheck to cover their expenses, with little to no savings for emergencies or unexpected expenses. The problem has only been exacerbated by the COVID-19 pandemic, which has led to widespread job loss and economic instability. In fact,…
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